1). You understand that you will not receive everything up front. You will be shipped your product
every three months, contingent upon your payment status.

2). You understand that these are your payment options:

a). Full payment upfront, with the benefit of money saved on shipping.
Those who are shipping inside the United States will save $240
in shipping and the upfront amount will be $3600.
Those who are shipping outside the United States will save $200
in shipping and the total upfront amount will be $4000.

b). Payment in installments over a 24 month period. The automatic payment each
month for the installment plan is $150, plus shipping.

If you are shipping to an address inside the United States, we will add $10 to your payment
each month for shipping, making your monthly total $160.

If you are shipping to an address outside the United States, we will add $25 to your payment
each month for shipping, making your monthly total $175.

3). If you have missed a payment, you will have 45 days to get caught up and/or update your credit card information. Until that time, you will not receive any shipments.

4). If your account goes over 45 days late, your spot will be given to someone on the waiting list. They will take up your payments where you left off and you will not receive any more product, nor will your card refunded or charged again.

5). We can’t accommodate requests for products in specific colors or for products at specific times.

6). We will inspect everything before it is shipped to ensure the highest quality. But due to the nature of this deal, you receive everything AS IS -- we won’t be able to offer returns, refunds or exchanges for anything. But let’s face it – the total value of what you are receiving is WAY MORE than what you’re paying (at least $10,000) – so you’ll have to be forgiving if there are a few items that slip through the cracks.

7). In the case of a natural disaster, theft, or any other Act of God (like the end of the world), Creative Magic reserves the right to cancel this agreement at any time. In the event that we have to cancel this agreement, any money that you have not received a shipment for will be refunded (assuming $450 per shipment not yet received, plus shipping) and your card will no longer be charged, and of course you won’t receive any more shipments.